Services

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Thrive Credit and Financial Services uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you know that you have the right to question any information on your credit report that you feel may be questionable or inaccurate. If a questionable item cannot be proven then it must be removed.Thrive Credit and Financial Services works in a 3 Step process that is geared toward providing world class customer service and results.”Credit repair services” means all actions taken by Thrive Credit and Financial Services, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), Thrive Credit and Financial Service's attempt to remove the same as permitted by state and federal law.


How it Works ?

Items We Can Remove

Late Payments

Collections

Repossessions

Charge Offs

Bankruptcies

Tax Liens

Judgements

Incorrect Inquiries

Inquiries

Identity Theft

Foreclosures

Garnishments

Closed Accounts

Negative settlements.

There are five factors in determining your credit score

  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Taking on More Debt
  • Types of Credit in Use